The Financial Aspects of Expungement in New Jersey: Costs and Benefits

November 20, 2023

Navigating the murky waters of legal systems can be challenging, especially when it comes to understanding the financial implications. One area that many individuals inquire about is the expungement of records in New Jersey. Expungement is the process through which a record of criminal conviction is “erased” in the eyes of the law. But like most things in life, there’s a cost to it. In this post, we’ll explore the financial aspects of expungement in New Jersey, with insights provided by Bramnick Law.

Costs Involved in Filing for Expungement

For those who have a criminal record, the possibility of expungement can be a beacon of hope. Expungement refers to the process of sealing arrest and conviction records, essentially making them “disappear” from public view. While this process offers numerous personal and professional benefits, it does come with associated costs. If you’re considering filing for expungement in New Jersey, understanding these costs can help you prepare.

Filing Fees: One of the direct costs you’ll encounter is the fee associated with filing your expungement application. In New Jersey, the filing fee is approximately $75, though this can vary based on the specific court or nature of the crime. It’s always a good idea to check current fees before submitting your application.

Attorney Fees: While it’s possible to file for expungement on your own, many individuals choose to hire an attorney to ensure the process goes smoothly. An attorney will be familiar with the intricacies of New Jersey’s expungement laws and can guide you through the paperwork and potential hearings. The fees for an attorney can range widely based on their experience and the complexity of your case. On average, you might expect to pay anywhere from $500 to $2,500 or more.

Obtaining Criminal Records: To file for expungement, you’ll need a copy of your criminal record. Obtaining this record can come with a fee, which varies but is generally around $20 to $30.

Fingerprinting Fees: If it’s your first time applying for expungement, you might need to be fingerprinted. This process helps to confirm your identity and ensure accurate records are being expunged. The fee for fingerprinting typically ranges from $20 to $50.

Miscellaneous Costs: There can be other costs that arise, such as postage for mailing documents, notary fees, or fees associated with obtaining official court transcripts if required. These costs are generally minor but are important to keep in mind when budgeting for the expungement process.

Potential Additional Fees: Depending on the specifics of your case, there might be additional costs. For instance, if objections are raised during the expungement process and a hearing is necessary, you might incur added attorney fees.

Potential Financial Benefits

When individuals face the crossroads of deciding whether to pursue expungement, understanding its potential financial benefits can be a decisive factor. Clearing a criminal record in New Jersey, or any other state, isn’t just about personal peace of mind or emotional relief; there are tangible, quantifiable financial advantages to consider. Here’s a deep dive into some of the most significant financial benefits associated with expunging a record in New Jersey:

Increased Job Opportunities: Perhaps the most compelling financial benefit of expungement is the broader spectrum of job opportunities it opens up. Many employers, especially those in sensitive sectors like healthcare, finance, and education, are often reluctant or outright prohibited from hiring individuals with criminal records. Without a record, an individual can compete for higher-paying jobs and is more likely to see wage growth over time.

Better Housing Prospects: Landlords frequently perform background checks on potential tenants. A criminal record can be a disqualifying factor for many landlords or property management companies, often forcing individuals to settle for less desirable housing or pay higher deposits. An expunged record can ease the path to more housing choices and potentially save on rental deposits.

Lower Insurance Premiums: Some insurance companies use criminal records as a risk factor when determining rates for auto or home insurance. Individuals with a record may face inflated premiums. Expunging that record can lead to savings in monthly or yearly insurance payments.

Educational and Scholarship Opportunities: Students with criminal records might find themselves barred from certain educational programs or scholarships. Clearing one’s record can open doors to higher education, grants, and scholarships which can, in turn, lead to better job opportunities and increased earning potential.

Improved Loan and Credit Opportunities: Financial institutions, especially when considering substantial loans such as mortgages, sometimes view applicants with criminal backgrounds as higher risks. This perception can result in less favorable loan terms or even outright denials. With an expunged record, one stands a better chance of receiving loans with competitive interest rates.

Professional Licenses and Certifications: Some professions require state-issued licenses or certifications. Individuals with criminal records may face hurdles or be ineligible for these licenses. Clearing one’s record can pave the way to practice in professions such as nursing, law, or real estate – often translating to higher incomes.

Personal and Business Relationships: While this is harder to quantify, the stigma of a criminal record can impact personal and business relationships. Trust is a cornerstone in many business ventures, and an expunged record can foster an environment conducive to more profitable partnerships.

Return on Investment: A Comparative Analysis

To truly grasp the financial implications of expungement, let’s consider a hypothetical situation:

John, a New Jersey resident, had a misdemeanor from a decade ago. He paid a total of $1,500 for the entire expungement process. After his record was cleared, John secured a job paying him $5,000 more annually than what he was earning before.

In this scenario, John’s return on investment (ROI) for the expungement is clear:

Initial Cost: $1,500
Annual Financial Benefit: $5,000

In just a few months, John recouped his investment. Over the course of a decade, assuming all else remains constant, John would earn an additional $50,000 minus the initial cost – a significant net gain.

Of course, everyone’s situation is unique, and not everyone will have the same ROI. But the potential for financial upliftment is undeniable.

Contact an Experienced Expungement Lawyer at Bramnick Law for a Free Consultation About Your Case Today

The initial costs associated with expunging a record in New Jersey can be daunting for some. However, when balanced against the long-term financial gains and improved quality of life, the benefits can vastly outweigh the costs.

If you or someone you know is considering expungement in New Jersey, Bramnick Law is here to help. With our expertise, we can guide you through the process, ensuring you understand the costs, benefits, and potential outcomes.

Contact Bramnick Law today to start your journey towards a clearer future.